Collection & Levy Notices

IRS Collection Notices Explained

Understand what each IRS collection notice means, your legal rights, and how to stop bank levies, wage garnishment, and asset seizure

Understanding IRS Collection Notices

IRS collection notices are the most serious type of IRS correspondence. These notices signal that the IRS is preparing to seize your assets—including bank accounts, wages, tax refunds, Social Security benefits, or property—to satisfy unpaid tax debt. Collection notices include specific legal rights and deadlines that you must understand to protect yourself.

Immediate Action Required

Collection notices require immediate response. The IRS can seize assets without further warning once the deadline passes.

30-Day Appeal Window

You have 30 days to request a Collection Due Process hearing to challenge the levy or propose alternative collection methods.

Stop Collection Action

Filing for a CDP hearing, installment agreement, or Offer in Compromise can temporarily halt collection while your case is reviewed.

Common IRS Collection Notices

CRITICALCP504
CP504 - Intent to Levy Notice

IRS intends to seize your state tax refund if balance remains unpaid

Deadline:30 days
CRITICALLT11
LT11 - Final Notice of Intent to Levy

Final warning before IRS levies your bank accounts, wages, or other assets

Deadline:30 days
CRITICALLT1058
LT1058 - Final Notice Before Levy on Social Security

IRS intends to levy your Social Security benefits

Deadline:30 days
CRITICALCP90
CP90 - Final Notice of Intent to Levy

Final notice before IRS seizes your assets to satisfy tax debt

Deadline:30 days
CRITICALCP297
CP297 - Notice of Federal Tax Lien Filing

IRS has filed a federal tax lien against your property

Deadline:None (already filed)
CRITICALLetter 1058
Letter 1058 - Final Notice Before Levy

Final warning with collection due process rights before levy action

Deadline:30 days

Protect Your Assets from IRS Seizure

Get expert help stopping collection action and negotiating a resolution with the IRS